January 20, 2016

Q & A | When we receive a contract for the sale of a 1-4 family residence and there is no HOA addendum attached, who pays for the resale certificate?

Q: When we receive a contract for the sale of a 1-4 family residence and there is no HOA addendum attached, who pays for the resale […]
December 16, 2015

Q & A | ATTENTION ALL NOTARIES!! NEW LAWS!! Did you know that there is a new law that affects your ability to acknowledge documents?

Q: ATTENTION ALL NOTARIES! NEW LAWS! Did you know that there is a new law that affects your ability to acknowledge documents? A: You do now. […]
November 18, 2015

Q & A | May we pay the property taxes for 2015 and insure that 2016 taxes are “not yet due and payable”?

Q: May we pay the property taxes for 2015 and insure that 2016 taxes are “not yet due and payable”? A: Short Answer is “no”.   Please […]
October 14, 2015

Q & A | Will an Owner’s Policy provide insurance coverage for an illegal lot situation?

Q: Will an Owner’s Policy provide insurance coverage for an illegal lot situation (land division without compliance with the subdivision regulations and ordinances)? A: No, due […]
September 16, 2015

Q & A | Does a spouse have to sign the warranty deed or the deed of trust if they don’t own the property?

Q:  Does a spouse have to sign the warranty deed or the deed of trust if they don’t own the property? A:  This is a very […]
August 12, 2015

Q & A | May a devisee under a probated will excute a formal disclaimer of their interest in the decedent’s estate in order to avoid the attachment of child support arrearages owed by said beneficiary?

Q: May a devisee (“beneficiary”), who would otherwise inherit property, real or personal, under a probated will execute a formal disclaimer of their interest in the […]
July 15, 2015

Q & A | Can a T-23 Access Endorsement be issued on a road or street or highway that is not physically open?

Q: Can a T-23 Access Endorsement be issued on a road or street or highway that is not physically open? A: No. The T-23 insures against […]
June 10, 2015

Q & A | CFPB: What changes in the new Closing Disclosure WILL NOT require a new 3-day review period?

Q: CFPB: What changes in the new Closing Disclosure WILL NOT require a new 3-day review period? A: By now we have all been hit over […]
May 13, 2015

Q & A | Impact of Multiple Credit Score Inquiries By Mortgage Lenders

Q: Since one of the stated purposes of the CFPB final rule and the new Loan Estimate form is to promote interest rate comparison shopping by […]