chance perkins

August 14, 2021

Underwriting Q&A: What is a “master indemnity”? How does it work and what does it cover?

A: A “Master Indemnity” refers to the Texas Master Indemnity Agreement (Form T-29) set forth in Procedural Rule P-11. Prior to discussing how a “master indemnity” […]
July 29, 2021

Out & About: Mid-Coast Title Company Columbus Location Ribbon in Colorado County!

FNTI and our very own Chance Perkins (VP, Underwriting Counsel) was honored to attend the ribbon cutting ceremony for Mid-Coast Title Company in Colorado County by […]
January 20, 2021

Underwriting Q&A: Is a Small Estate Affidavit an acceptable/insurable procedure to handle the affairs of an intestate decedent?(TX)

A: In limited situations, the Small Estate Affidavit may be relied upon to evidence a transfer of the decedent’s homestead property as discussed below. The Small […]
December 10, 2020

Underwriting Q&A: Is there an alternative for the notarization of a document when the individual has a (physical) disability that impedes their ability to sign the document? (TX)

A: Yes, Section 406.0165 of the Texas Government Code provides a method for notarization of a document for an individual with a disability. The statute provides […]
November 19, 2020

Underwriting Q&A: What is the effect of a disclaimer of interest in property? (TX)

A: A disclaimer may be used for a variety of reasons including federal tax purposes (avoid gift taxes) and other state law purposes (avoid creditors’ claims). […]
July 23, 2020

Out & About: First National Reels it in at the Pat Doyle Fishing Tournament!

The First National Title Insurance team placed second in the Title Division and fourth overall in the Pat Doyle Fishing Tournament held in Galveston on June […]
July 20, 2020

Underwriting Q&A: How does a divorce affect an appointment (e.g., an agent under a power of attorney) or beneficiary designation (e.g., a devise under a will)?

TEXAS A: If a principal designates their spouse as an agent under a durable power of attorney, a subsequent divorce or annulment will terminate the agent’s […]
December 17, 2019

Underwriting Q&A: Is a title company responsible for obtaining and paying for services at a closing settlement to assist customers with disabilities?

Q: Is a title company responsible for obtaining and paying for services at a closing settlement to assist customers with disabilities? Answer: Yes. The Americans with […]
November 15, 2019

Underwriting Q&A: What in the world is PACA and PSA?

Q: What in the world is PACA and PSA? A: “PACA” refers to the Perishable Agricultural Commodities Act, while “PSA” refers to the Packers and Stockyards […]