Underwriting Q & A’s

April 19, 2017
Published by Ellen Wied on April 19, 2017
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Q & A | What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls?

Q: What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls? A: Some of the most common areas of confusion encountered […]
Ellen WiedEllen Wied April 19, 2017
March 15, 2017
Published by Sean Everest on March 15, 2017
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Underwriting Q&A | When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee?

Q: When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee? A: Delivery by the Realtor to the title […]
Sean EverestSean Everest March 15, 2017
February 15, 2017
Published by David Hays on February 15, 2017
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Underwriting Q&A | When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for the HARP loan included in the payoff statement received by the primary lender?

Q: When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for […]
David HaysDavid Hays February 15, 2017
December 14, 2016
Published by David Hays on December 14, 2016
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Underwriting Q & A | How Do I Handle Overtime Now?

Below is an excerpt of a recent article regarding the recent nationwide injunction affecting employers across the country issued by  U.S. District Judge Amos L. Mazzant. […]
David HaysDavid Hays December 14, 2016
November 16, 2016
Published by Underwriting Department on November 16, 2016
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Underwriting Q & A | May we pay the property taxes in Texas for 2016 and insure that 2017 taxes are “not yet due and payable”?

Q:   May we pay the property taxes in Texas for 2016 and insure that 2017 taxes are “not yet due and payable”? A:  Short Answer is […]
Underwriting DepartmentUnderwriting Department November 16, 2016
October 19, 2016
Published by Underwriting Department on October 19, 2016
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Underwriting Q & A | When should the term “pro forma” be used in connection with the name of a party on a real estate document?

Q: When should the term “pro forma” be used in connection with the name of a party on a real estate document? A: The term “pro […]
Underwriting DepartmentUnderwriting Department October 19, 2016
September 21, 2016
Published by David Hays on September 21, 2016
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Underwriting Q & A | Have there been any updates to TRID?

Q:  Have there been any updates to TRID? A: No. However, the CFPB (Consumer Financial Protection Bureau) has proposed various amendments to disclosure requirements under TRID. […]
David HaysDavid Hays September 21, 2016
August 17, 2016
Published by Ellen Wied on August 17, 2016
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Underwriting Q & A | Is there a new reporting requirement issued by the U.S. Department of the Treasury for closings on some properties in Texas and Florida to aid in the collection of information for financial crimes enforcement?

Q: Is there a new reporting requirement issued by the U.S. Department of the Treasury for closings on some properties in Texas and Florida to aid […]
Ellen WiedEllen Wied August 17, 2016
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