Underwriting Q & A’s

May 17, 2017
Published by Ellen Wied on May 17, 2017
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Q & A | Can a disabled veteran pay zero taxes on their homestead?

Q: Can a disabled veteran pay zero taxes on their homestead? A: Yes, the Texas Tax Code contains the following statute: Sec. 11.131. RESIDENCE HOMESTEAD OF […]
Ellen WiedEllen Wied May 17, 2017
April 19, 2017
Published by Ellen Wied on April 19, 2017
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Q & A | What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls?

Q: What are some of the most common misconceptions about Texas probate/estates encountered with underwriting calls? A: Some of the most common areas of confusion encountered […]
Ellen WiedEllen Wied April 19, 2017
March 15, 2017
Published by Sean Everest on March 15, 2017
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Underwriting Q&A | When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee?

Q: When receipting a contract and earnest money, is it acceptable to receive and/or deliver an option fee? A: Delivery by the Realtor to the title […]
Sean EverestSean Everest March 15, 2017
February 15, 2017
Published by David Hays on February 15, 2017
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Underwriting Q&A | When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for the HARP loan included in the payoff statement received by the primary lender?

Q: When closing a sale or refinance transaction for clients who have a HARP loan in addition to their primary mortgage, is the payoff statement for […]
David HaysDavid Hays February 15, 2017
December 14, 2016
Published by David Hays on December 14, 2016
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Underwriting Q & A | How Do I Handle Overtime Now?

Below is an excerpt of a recent article regarding the recent nationwide injunction affecting employers across the country issued by  U.S. District Judge Amos L. Mazzant. […]
David HaysDavid Hays December 14, 2016
November 16, 2016
Published by Underwriting Department on November 16, 2016
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Underwriting Q & A | May we pay the property taxes in Texas for 2016 and insure that 2017 taxes are “not yet due and payable”?

Q:   May we pay the property taxes in Texas for 2016 and insure that 2017 taxes are “not yet due and payable”? A:  Short Answer is […]
Underwriting DepartmentUnderwriting Department November 16, 2016
October 19, 2016
Published by Underwriting Department on October 19, 2016
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Underwriting Q & A | When should the term “pro forma” be used in connection with the name of a party on a real estate document?

Q: When should the term “pro forma” be used in connection with the name of a party on a real estate document? A: The term “pro […]
Underwriting DepartmentUnderwriting Department October 19, 2016
September 21, 2016
Published by David Hays on September 21, 2016
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Underwriting Q & A | Have there been any updates to TRID?

Q:  Have there been any updates to TRID? A: No. However, the CFPB (Consumer Financial Protection Bureau) has proposed various amendments to disclosure requirements under TRID. […]
David HaysDavid Hays September 21, 2016
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