Questions and answers

September 16, 2015

Q & A | Does a spouse have to sign the warranty deed or the deed of trust if they don’t own the property?

Q:  Does a spouse have to sign the warranty deed or the deed of trust if they don’t own the property? A:  This is a very […]
August 12, 2015

Q & A | May a devisee under a probated will excute a formal disclaimer of their interest in the decedent’s estate in order to avoid the attachment of child support arrearages owed by said beneficiary?

Q: May a devisee (“beneficiary”), who would otherwise inherit property, real or personal, under a probated will execute a formal disclaimer of their interest in the […]
July 15, 2015

Q & A | Can a T-23 Access Endorsement be issued on a road or street or highway that is not physically open?

Q: Can a T-23 Access Endorsement be issued on a road or street or highway that is not physically open? A: No. The T-23 insures against […]
June 10, 2015

Q & A | CFPB: What changes in the new Closing Disclosure WILL NOT require a new 3-day review period?

Q: CFPB: What changes in the new Closing Disclosure WILL NOT require a new 3-day review period? A: By now we have all been hit over […]
May 13, 2015

Q & A | Impact of Multiple Credit Score Inquiries By Mortgage Lenders

Q: Since one of the stated purposes of the CFPB final rule and the new Loan Estimate form is to promote interest rate comparison shopping by […]
April 15, 2015

Q & A | What do I need to know about CFPB?

Q: What do I need to know about CFPB? A: The CFPB is the Consumer Financial Protection Bureau.  It is an independent bureau within the Federal Reserve […]
March 11, 2015

Q & A | Revision of the “Prepayment Penalty”

Q: The FHA has always required borrowers to pay interest through month end, irrespective of the actual date the payoff was received by the lender, when […]
February 11, 2015

Q & A | Reverse Mortgage Forms

Q: Since Reverse Mortgages are not covered by the new TILA-RESPA Rule, does a lender have the option to use the new Integrated Disclosure Forms (Loan […]
January 7, 2015

Q & A | Probating Wills

Q: You may have heard the following phrase from an attorney, “You cannot probate a will if more than four years have elapsed since the decedent’s […]