Mara Alyson

December 10, 2020

Underwriting Q&A: Does a judgement lien acquired before bankruptcy that is subsequently discharged in bankruptcy become a lien on property acquired after discharge? (FL)

No.  A properly discharged judgment included in a bankruptcy does not become a lien against property that is later acquired by a debtor.   Section 524(a) of […]
September 21, 2020

UNDERWRITING Q&A: Can a Quitclaim Deed be used, instead of a foreclosure, to eliminate the interest of a vendee? (Florida)

A: Most likely, no.   An Agreement for Deed, also known as an “Installment Land Contract” is a form of owner financing.  The seller initially conveys equitable […]
August 24, 2020

UNDERWRITING Q&A: What is the Data Call and is it really required? (Florida)

A: Florida DFS-licensed title agencies, located in and outside Florida, are required to  submit information (“The Data Call”) about their businesses to the Florida Office of […]
July 21, 2020

Underwriting Q&A: How do I correct an error in a legal description? (Florida)

A: Effective July 1, 2020, Scrivener’s Errors found in legal descriptions shall be corrected by Curative Notice recorded in the public records.   Errors found in quitclaim […]
September 19, 2018

Underwriting Q&A: The Grantor in the proposed insured transaction is a Trust. How does the Deed have to be prepared so that a title insurance policy can be issued?

Question: The Grantor in the proposed insured transaction is a Trust. How does the Deed have to be prepared so that a title insurance policy can […]
July 16, 2018

Underwriting Q & A | I came across a notary signature with reference to Florida Statute 118.10. Also, the document appears to be notarized in another country. Is this a valid notary acknowledgement?

Q: I came across a notary signature with reference to Florida Statute 118.10.   Also, the document appears to be notarized in another country.  Is this a valid […]