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July 3, 2023Description
Decertification of 2006 Series ALTA Policy Forms on 12-31-2022:
In line with prior guidance, ALTA is decertifying certain 2006 series ALTA Policy Forms effective
12/31/2022. As always, ALTA decertification establishes that ALTA no longer officially supports the
forms, and will not be updating them. However, use of these forms by Policy Form Licensees (including
Title Insurers and Agents) will likely continue for some period of time, and there is nothing about ALTA
decertification that prohibits the continued use of any decertified ALTA Form. In addition, realizing that
these Forms will be seen in the market, we will continue to make these forms available on the ALTA site
in a “Decertified Basic Policies (12-31-2022) – 2006 Series” subsection of the policy forms page of the
ALTA site through at least the end of 2023. Forms may be accessed at: https://www.alta.org/policyforms/.
The specific Policy Forms that are being decertified as of 12/31/2022 are as follows:
ALTA Loan Policy – 6/17/2006
ALTA Owner’s Policy – 6/17/2006
ALTA Expanded Coverage Residential Loan Policy – Assessments Priority – 4/2/15
ALTA Expanded Coverage Residential Loan Policy – Current Assessments – 4/2/15
ALTA Homeowner’s Policy – 12/2/13
ALTA Residential Limited Coverage Junior Loan Policy – 8/1/12
ALTA Residential Limited Coverage Mortgage Modification Policy – 12/1/14
ALTA Short Form Expanded Coverage Residential Loan Policy - Assessments Priority -04-02-2015
ALTA Short Form Expanded Coverage Residential Loan Policy - Current Assessments - 04-02-2015
ALTA Short Form Residential Limited Coverage Junior Loan Policy - 04-02-2013
ALTA Short Form Residential Loan Policy - 12-03-2012
ALTA Short Form Residential Loan Policy - Current Violations - 04-02-2015
ALTA Commitment for Title Insurance – 08-02-2016
ALTA Short Form Commitment for an ALTA Short Form Residential Loan Policy – 12-01-2017
There are also specific 2006 Policy Forms that are NOT being decertified currently:
ALTA Limited Pre-Foreclosure Policy – 12/3/12
ALTA Limited Pre-Foreclosure Policy – Date Down Endorsement – 12/3/12
ALTA U.S. Policy Form – 12/3/12
In addition, at a later point, Endorsements that are specific only to the 2006-series Policy Forms will be
decertified, and Endorsements that are applicable to both 2006-series and 2021-series Policy Forms will
be migrated to 2021 heading standards so the application to the 2021 Forms will be obvious. The dates
for these actions have not yet been established. For any questions about which Forms apply to which
policy form series, please see the “Endorsement Chart v 2.0 05-12-2022”, which is posted to the ALTA
Policy Forms site and updated as needed.
States Affected: AL, AR, AZ, CO, DC, DE, FL, GA, IN, KS, LA, MD, MI, MO, MS, MT, NC, NM, NV, PA, SC, TN, UT, VA, & WV
