AGENT SPOTLIGHT: Greystone Title Agency
September 14, 2018
Underwriting Q&A: The Grantor in the proposed insured transaction is a Trust. How does the Deed have to be prepared so that a title insurance policy can be issued?
September 19, 2018
DID YOU KNOW?
Did you know that you DO NOT have to have an ONLINE notary license for E-Closings.
Reason: The borrowers are physically with the notary.
You DO need to have your online notary license in order to do REMOTE ONLINE CLOSINGS.
Reason: The borrowers and the notary are not physically in the same location.
Here is a link to the TX Secretary of State educational materials for online notaries. See number 13:
https://www.sos.state.tx.us/statdoc/online-np-educational.shtml
13.Is an electronic notarization the same as an online notarization? No. An electronic notarization is not the same as a remote or online notarization. In Texas, an electronic notarization (i.e., affixing an electronic or digital signature and seal to an electronic document) may be performed by a traditional notary. Although the signing of the document and notarization are performed electronically, both the notary public performing the notarization and the person signing the document must be physically present at the time of the notarization. Electronic notarization is authorized by the Uniform Electronic Transactions Act found in Chapter 322 of the Texas Business and Commerce Code.
Sample Forms For Online Notarization
Long Form Acknowledgment
State of Texas §
County of _________ §
Before me, (insert the name of notary or other officer taking acknowledgment), on this day personally appeared (insert name of acknowledging party) by means of a two-way audio and video communication, who is known to me [or proved to me on the oath of (insert name of credible witness if necessary)] [or has provided satisfactory evidence of identity in accordance with Chapter 406, Texas Government Code] to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that they executed the same for the purposes and consideration therein expressed. This notarial act was an online notarization.
Given under my hand and seal of office this __________ day of __________, (year).
Notary Seal Digital Certificate
Short Form Acknowledgment
State of Texas
County of _______________
This instrument was acknowledged before me on (date) by (name or names of person or persons acknowledging). This notarial act was an online notarization.
Notary Seal Digital Certificate
For a Natural Person as Principal Acting by Attorney-in-Fact
State of Texas
County of _______________ §
This instrument was acknowledged before me on (date) by (name of attorney-in-¬fact) as attorney-in-fact on behalf of (name of principal). This notarial act was an online notarization.
Notary Seal Digital Certificate
For a Partnership Acting by One or More Partners
State of Texas §
County of ______________§
This instrument was acknowledged before me on (date) by (name of acknowledging partner or partners), partner(s) on behalf of (name of partnership), a partnership. This notarial act was an online notarization.
Notary Seal Digital Certificate
For a Corporation
State of Texas §
County of ______________ §
This instrument was acknowledged before me on (date) by (name of officer), (title of officer) of (name of corporation acknowledging), a (state of incorporation) corporation, on behalf of said corporation. This notarial act was an online notarization.
Notary Seal Digital Certificate
For a Public Officer, Trustee, Executor, Administrator, Guardian, or Other Representative
State of Texas §
County of ________________§
This instrument was acknowledged before me on (date) by (name of representative) as (title of representative) of (name of entity or person represented). This notarial act was an online notarization.
Notary Seal Digital Certificate
Form of Certificate For Proof by Witness
State of Texas §
County of ______________§
Before me, (insert the name of the notary), on this day personally appeared _____________________, known to me (or proved to me on the oath of ______________), to be the person whose name is subscribed as a witness to the foregoing instrument of writing, and after being duly sworn by me stated on oath that he saw _______, the grantor or person who executed the foregoing instrument, subscribe the same (or that the grantor or person who executed such instrument of writing acknowledged in his presence that he had executed the same for the purposes and consideration therein expressed), and that he had signed the same as a witness at the request of the grantor (or person who executed the same). This notarial act was an online notarization.
Given under my hand and seal of office this __________ day of __________, (year).
Notary Seal Digital Certificate
Jurat
State of Texas §
County of _________ §
Sworn to and subscribed before me on the ___ day of (month) , (year), by (insert name of signing party). This notarial act was an online notarization.
Notary Seal Digital Certificate
Oath or Affirmation
State of Texas §
County of____________ §
I, (affiant), do solemnly swear (or affirm), that I will faithfully execute the duties of the office of ___________________ of the State of Texas, and will to the best of my ability preserve, protect, and defend the Constitution and laws of the United States and of this State, so help me God.
__________________________________________
Signature of Affiant
Sworn to and subscribed before me by (affiant) on this __________ day of _______________, (year). This notarial act was an online notarization.
Notary Seal Digital Certificate
Deposition
Certificate to Deposition Upon Written Questions
State of Texas §
County of __________ §
(Plaintiff) v. (Defendant) In the __________ Court of __________ County, Texas, Cause No. _________, I hereby certify that the foregoing answers of __________, the witness forenamed, were signed and sworn to before me on (date), by said witness. This notarial act was an online notarization.
Notary Seal Digital Certificate
Verification (option 1)
State of Texas §
County of _________ §
_______________, personally appeared before me, and being first duly sworn declared that he/she signed this application in the capacity designated, if any, and further states that he/she has read the above application and the statements therein contained are true. This notarial act was an online notarization.
Notary Seal Digital Certificate
Verification (option 2)
State of Texas §
County of _____________§
Before me, a notary public, on this day personally appeared _______________, known to me to be the person whose name is subscribed to the foregoing document and, being by me first duly sworn, declared that the statements therein contained are true and correct. This notarial act was an online notarization.
Notary Seal Digital Certificate
