The American Land Title Association (ALTA) has recently adopted new and revised forms.
The following new CPL has been adopted by ALTA as of April 2nd, 2021 and is effective in the state of
Colorado as of October 15, 2021. This form replaces the ALTA Closing Protection Letter - Single
Transaction (12/1/2018):
• ALTA Closing Protection Letter – Single Transaction (04/02/2021)
The following new policies and commitments have been adopted by ALTA as of July 1st, 2021 and are
effective in the state of Colorado as of October 15, 2021:
• ALTA Owner's Policy 7-1-2021
• ALTA Loan Policy 7-1-2021
• ALTA Short Form Residential Loan Policy - Current Assessments 7-1-2021
• ALTA Commitment 7-1-2021
• ALTA Short Form Commitment 7-1-2021
The following new endorsements have been adopted by ALTA as of April 2nd, 2021 and are effective
in the state of Colorado as of October 15, 2021. These endorsements should only be issued with the
2006 Owner’s Policy and 2006 Loan Policy as applicable:
• ALTA Form 47-06 Operative Law - Owner's Policy 4-2-2021
• ALTA Form 47.1-06 Operative Law - Loan Policy 4-2-2021
The following new or revised endorsements have been adopted by ALTA as of July 1st, 2021 and are
effective in the state of Colorado as of October 15, 2021. These endorsements should be issued with
the 2021 Policies if applicable:
• ALTA Form 3 Zoning 7-1-2021
• ALTA Form 3.1 Zoning - Completed Structure 7-1-2021
• ALTA Form 3.2 Zoning - Land Under Development 7-1-2021
• ALTA Form 3.3 Zoning - Completed Improvement - Non-Conforming Use 7-1-2021
• ALTA Form 3.4 Zoning - No Zoning Classification 7-1-2021
• ALTA Form 4.1 Condominium - Current Assessments 7-1-2021
• ALTA Form 6 Variable Rate Mortgage 7-1-2021
• ALTA Form 6.2 Variable Rate Mortgage - Negative Amortization 7-1-2021
• ALTA Form 7.1 Manufactured Housing - Conversion - Loan Policy 7-1-2021
• ALTA Form 7.2 Manufactured Housing - Conversion - Owner's Policy 7-1-2021
• ALTA Form 8.1 Environmental Protection Lien 7-1-2021
• ALTA Form 10 Assignment 7-1-2021
• ALTA Form 10.1 Assignment and Date Down 7-1-2021
• ALTA Form 11 Mortgage Modification 7-1-2021
• ALTA Form 11.1 Mortgage Modification with Subordination 7-1-2021
• ALTA Form 11.2 Mortgage Modification with Additional Amount of Insurance 7-1-2021
• ALTA Form 12 Aggregation - Loan Policy 7-1-2021
• ALTA Form 12.1 Aggregation - State Limits - Loan Policy 7-1-2021
• ALTA Form 14 Future Advance - Priority 7-1-2021
• ALTA Form 14.1 Future Advance - Knowledge 7-1-2021
• ALTA Form 14.2 Future Advance - Letter of Credit 7-1-2021
• ALTA Form 14.3 Future Advance - Reverse Mortgage 7-1-2021
• ALTA Form 26 Subdivision 7-1-2021
• ALTA Form 27 Usury 7-1-2021
• ALTA Form 28.1 Encroachments - Boundaries and Easements 7-1-2021
• ALTA Form 30 One-to-Four Family Shared Appreciation Mortgage 7-1-2021
• ALTA Form 30.1 Commercial Participation Interest 7-1-2021
• ALTA Form 32 Construction Loan 7-1-2021
• ALTA Form 32.1 Construction Loan - Direct Payment 7-1-2021
• ALTA Form 32.2 Construction Loan - Insured's Direct Payment 7-1-2021
• ALTA Form 34.1 Identified Exception and Identified Risk Coverage 7-1-2021
All other ALTA Endorsements remain unchanged and may be issued with 2006 or 2021 Policies if
applicable.
Decertification of the 2006 ALTA Forms is planned for December 31st, 2022. Although FNTI will continue
to make available the 2006 ALTA Forms, please use the 2021 ALTA Forms if acceptable in your market.
Detailed comparison between the 2006 and 2021 forms can be found here.
Please contact your software provider to have these new and updated forms loaded into your title
production system.
For additional information about this Bulletin, please contact your FNTI state underwriter.
